The moment your mobile phone falls down from your purse and the screen cracks, you feel disheartened. This unexpected situation is commonly experienced by nearly everyone. It feels like a bigger loss when your phone is just a few days old. You cannot live with a shattered screen and at times, the mobile doesn’t even turn on. The only solution is to get it fixed.
Mobile screen damages are costly to fix, but opting for a mobile screen insurance eliminates the expensive affair.
Bajaj Finserv offers CPP Fonesafe Lite, a complimentary Mobile Screen Insurance Policy. It provides insurance coverage against any loss due to damage or breakdown of your mobile phone screen. The phone display replacement cost is reimbursed under the insurance policy.
What is covered in CPP Fonesafe Lite?
Mobiles are quite expensive these days. In case of accidental breakage, the cost incurred due to the repair and replacement of the mobile screen is higher. The screen replacement insurance provides financial coverage only if the phone is in your custody at the time of damage.
Protection against breakdown
A 100 percent cashless repair and replacement is guaranteed in case of an unexpected breakdown of your phone screen. The mobile screen insurance covers all kinds of mechanical and electrical internal breakdown.
Access to F-Secure SAFE Mobile App
By subscribing to CPP Fonesafe Lite, you are entitled to enjoy the benefits of the F-Secure SAFE Mobile App. Anti-Virus Protection, Website protection, Auto Scan of Downloaded Mobile Apps, SIM Card Lock, SIM Card Blocking, SIM Card Change, IMEI Registration, and Scream Alarm are some of the benefits of the F-Secure SAFE Mobile App.
ZEE5 Annual Subscription
You can enjoy ZEE5 with the free annual subscription offered under the plan.
What is not covered in CPP Fonesafe Lite?
Insurance coverage for any kind of damage due to liquid spills is not covered under the plan. The mobile screen replacement cover is limited only to accidental damages and internal breakdowns.
Damage due to terrorism
Any damage to the mobile screen under circumstances involving terrorism is not covered.
Conditions to be kept in mind
- The base invoice value of the smartphone, before applying any offer, discount, coupon, cashback is the maximum coverage that is offered. The coverage amount cannot exceed the base invoice value.
- An amount ranging between Rs. 500 to Rs. 1000 has to be borne by you for each claim as standard deductible.
- The premium for mobile screen insurance varies according to the handset value. It is important to note that with a single payment of the premium amount, the insurance coverage can be availed for up to two instances of damage to the screen.
How to apply for CPP Fonesafe Plan?
Follow these steps to subscribe to the Mobile Screen Insurance policy.
Step1: Fill the application form with all the required details such as name, mobile name, mobile number, IMEI number, and more.
Step 2: Pay the premium amount. A number of payment options such as debit card, credit card, UPI, and mobile banking are available.
Step 3: To confirm your purchase of the plan, you will receive an OTP on your registered mobile number. Enter the OTP to approve the transaction.
How is Mobile Screen Insurance Different from Extended Warranty Scheme?
When you purchase a phone, the provider offers an extended warranty scheme above the default guarantee scheme. It primarily ensures replacement and repair of your phone only in cases of a manufacturing defect.
Unlike the Extended Warranty Scheme, the Mobile Screen Insurance plan offers phone display replacement in cases of accidental damage and breakdown as well.
Be it your old phone or a new phone, accidental damages are unexpected. To avoid expenditure on replacing and repairing cracked screens, it is best to opt for Mobile Screen Insurance. You can activate the plan in just a few minutes and enjoy hassle-free service.